SIP Calculator

Estimate the future value of a monthly Systematic Investment Plan (SIP) from the monthly amount, expected annual return and duration, with total invested and estimated gains.

Result

Component		Amount

Notes & assumptions: Assumes a fixed monthly investment at the start of each month and a constant annual return compounded monthly. Actual market returns vary.

Disclaimer: This tool provides an indicative estimate for general planning only and is not professional, legal, financial, medical or engineering advice. Rates and reference values are editable defaults and may vary by location, vendor and date. Verify critical figures independently. Varada Nexus accepts no liability for decisions made using this tool.

Get expert help

Related tools: EMI Calculator · FD Calculator
Related services: Our Services
Browse: Finance & Business tools · All tools · Contact

Planning a project?

Share your numbers and we will help you plan the next step.

Contact Varada Nexus for detailed consultation

FAQ

How is SIP maturity calculated?

FV = P × (((1+i)^n − 1) ÷ i) × (1+i), where P is the monthly amount, i the monthly return (annual ÷ 12 ÷ 100) and n the number of months.

Are SIP returns guaranteed?

No. SIPs invest in market-linked instruments, so returns fluctuate. The figure here uses a constant assumed return for illustration only.

Does a higher duration help?

Yes, longer durations benefit more from compounding, so gains grow faster in later years.